For the Consumer
Insurance to Value: Homeowners Beware
Housing values have plummeted throughout the United States. The pace of existing-home sales dropped more than 8 percent from January 2008 to January 2009, reported the National Association of Realtors. Home values declined for 76 percent of all U.S. homes during 2008, estimated Zillow.com. What’s more, the rate of new-home construction is now at its lowest in 50 years, noted the U.S. Census Bureau and Department of Housing and Urban Development. What’s not going down, though, is the cost of rebuilding and repairing houses. And it’s contrary to consumers’ expectations that lower home values should mean lower homeowners coverage is needed. What’s more, homeowners are already cutting back on insurance expenses. Nearly one in four households already have changed their insurance coverage in the past year to reduce costs. With these conflicting pressures, what should a homeowner do?
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Download “KNOW YOUR STUFFTM*” Home Inventory Software
Know Your StuffTM software is an easy to use household inventory system that quickly and easily walks you through the inventory process room by room.
KNOW YOUR STUFF features:
easy to use interface
image/receipt export
receipt "yes" "no" check box including print
exterior household picture
sort rooms: drag and drop
password protection
open project from a CD
auto focus on new item
printing one room at a time
general room pictures
sort items in the room: alpha-numeric, by price, by category
Excel export
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* Please note that the Insurance Information Institute (I.I.I.) is providing this electronic home inventory for you to install on your computer. To safeguard your privacy, the I.I.I. will not have access to your personal home inventory files. It is your responsibility to save your home inventory in a secure location.
